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Our People
"I have a broad background of experience including underwriting, loan closing and most importantly, loan processing. I use my wide range of experience and knowledge to work everyday, ensuring each loan is processed according to guidelines and submitted to the underwriters as a complete package. You can rest assured my expertise and knowledge is being put to work for you!"

Loan Programs

Conventional Loans

There are many wonderful Conventional Loan programs for first time homebuyers. In fact, a borrower can buy a home for anywhere between zero and 5% down payment, depending on the type of program you qualify for.

A new program that has recently become available requires only 3% down payment. Those funds can be a gift from a family member or an unrelated party, or derived from an unsecured loan (i.e. credit card, signature loan).

F.H.A. Loans
Backed by the Federal Government, these loans were designed to make housing more affordable. F.H.A. programs allow a borrower to buy a home with a 3% down payment and, in some cases, even less. In addition, the 3% can be provided through a gift from a relative or a non-profit organization.

V.A. Loans
This type of loan is also insured by the Federal Government, and is available to people who have V.A. benefits. This program allows the veteran to buy a home with zero down.

What Can We Do For You?

  • Purchases
  • FHA Loans
  • Stated Income Loans
  • No Doc. Verification Loans
  • Construction Loans
  • Land Loans
  • Commercial Loans
  • Zero Down Loans
  • VA Loans
  • Jumbo Financing
  • Cash-Out Refinances
  • Second Mortgages
  • Subprime Loans
  • Hard Money Loans
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